What is a NILS Loan?

 

 

 

How it works:

Washing machine broke down? Unexpected car repairs? Need a laptop for work or study?

Life’s unexpected expenses can put pressure on any budget.

With a No Interest Loan (NILs), we’ll pay the supplier directly for an essential item or service (no cash provided), and you only repay what you borrow — with no interest, fees or charges.

NILs for essentials are small loans up to $2,000 with repayment terms up to 24 months.

For essentials you need now

NILs helps you buy essential goods and services.

  • Check if your eligible and can afford to repay
  • Choose what you need
  • Get a quote and your documents ready
  • Apply – complete your application through a NILs Provider
  • Receive your item or service and pay us back at no interest

Check your Eligibility its Fast & Easy 

Check my eligibility | No Interest Loans

 

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How to Apply

NILS loan applications are completed in person with one of our loan officers.

NILS applications are by appointment only. To book an appointment, drop into the office or give us a call on 8522 4522. You will need to bring some documents to your appointment, including proof of ID, proof of address, and quotes for what you want the loan for. For more information on what to bring to an appointment, please contact the office.

Enquiry form for NILS