What is a NILS Loan?

A NILS loan is a loan with no interest and no fees for the purchase of essential goods and services. The loans are for amounts up to $2000 

 

What can I use a loan for?   

Borrow up to $2000 for essential goods and services including:

• Household items like appliances, whitegoods & furniture
• Car repairs & registration
• Medical, dental, wellbeing and life event expenses
• Technology like a phone or laptop
• Education expenses like fees or uniforms
• Employment expenses like licenses or equipment

Loans are paid directly to the supplier and cannot be used to repay debt(s) or for ongoing general living expenses like food.

How long do I have to repay my loan?

The maximum loan repayment term is 24 months.

You can find out more information on the NILS website:

No Interest Loans (NILs) – Good Shepherd or give us a call on 08 5224522 or email the Nils team: nilsofficer@ucaregawler.org.au

 

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How to Apply

NILS loan applications are completed in person with one of our loan officers.

NILS applications are by appointment only. To book an appointment, drop into the office or give us a call on 8522 4522. You will need to bring some documents to your appointment, including proof of ID, proof of address, and quotes for what you want the loan for. For more information on what to bring to an appointment, please contact the office.