UCare Gawler Financial Counselling Service

Feeling Overwhelmed by Money Problems?

Free • Confidential • Independent Support

You don’t have to face financial stress alone.

If you’re struggling with debt, overdue bills, rising living costs, or financial hardship, our qualified Financial Counsellors can help you regain control of your finances. All services are free, confidential, and non-judgmental.

We Can Help With:

✅ Debt and overdue accounts
✅ Utility bills and payment difficulties
✅ Financial hardship applications
✅ Centrelink-related financial issues
✅ Negotiating with creditors and service providers
✅ Developing a practical plan for financial stability

What Is Financial Counselling?

Financial Counsellors provide support, advocacy, and practical solutions for people experiencing financial difficulty. We can help you manage debt, understand your options, and work towards long-term financial wellbeing.

Common Reasons People Seek Help

  • Loss of employment or reduced work hours
  • Illness, injury, or disability
  • Relationship or family breakdown
  • Low income or ongoing financial stress
  • Unfair lending practices
  • Gambling, addiction, or mental health challenges

Preparing for Your Appointment

Please bring any relevant financial information, such as:

  • Proof of income or payslips
  • Centrelink statements
  • Bank statements
  • Debt and creditor details
  • Bills, notices, or collection letters
  • Information about previous hardship arrangements

No Cost. No Judgement. Confidential Support.

Helping people move from financial stress to financial wellbeing.

📍 UCare Gawler
10 Tod Street, Gawler SA 5118

📞 08 8522 4522
✉️ financialcounselling@ucaregawler.org.au
🌐 www.ucaregawler.org.au

Supporting our community through difficult times.

Would you like more information on financial counselling?

Money Smart is a website from the Australian Securities and Investment Commission with information about your rights and tips on managing your money.

You can find more information about financial counsellors from South Australian Financial Counselling Association and Financial Counselling Australia.