What is a NILS Loan?

A NILS loan is a loan with no interest and no fees for the purchase of essential goods and services. The loans are for amounts up to $2000 

Washing machine broke down? Unexpected car repairs? Car registration due? Need a new laptop for work or school? Need bond or rent in advance? We’ll pay the invoice for you (NO CASH).

Unexpected expenses are bound to pop up from time to time. Don’t choose an option that might get you into trouble later. With NILs, you only pay back what you borrow, nothing more.

You can find out more information on the NILS website:

No Interest Loans (NILs) – Good Shepherd or give us a call on 08 5224522 or email the Nils team: nilsofficer@ucaregawler.org.au

.

How to Apply

NILS loan applications are completed in person with one of our loan officers.

NILS applications are by appointment only. To book an appointment, drop into the office or give us a call on 8522 4522. You will need to bring some documents to your appointment, including proof of ID, proof of address, and quotes for what you want the loan for. For more information on what to bring to an appointment, please contact the office.