2015 NILS South Australian Volunteer of the year


Raelene Benier

UCare Gawler

For more information -

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In partnership with Gawler Uniting Church

Ucare| Gawler |
StepUp Loan

UCare Gawler is a non-profit, Charitable community Organization.


Emergency Assistance is given to those in need that live in the greater Gawler Region.


Donations are greatly appreciated.


Assistance & Counseling Services also available and Uniting Care Kapunda, Church Street.



UCare Gawler Inc

UCare Gawler is an organization that engages with, advocates for, and supports the community to improve holistic wellbeing.

Ucare has many services. 
Our main service is to provide emergency assistance in which we provide temporary material relief (Food parcels or vouchers) to people in crisis, who are residents of Gawler or neighboring districts, on behalf of the Ministers' Association.

We also provide
- Christmas Hampers to those in need.

- Counseling Service (Financial, Personal, Tax or Grief),
- Step Up Loans,

- NILS Loan,
- Advocacy & Referrals,
- Open Door Bookshop,
- Coffee and Chat mornings and

- Computer Lessons.

Vision Statement

A sustainable and compassionate organization that serves an ever-growing need, consistent with Christian values as an agency of the Gawler Uniting Church.


- Respond positively to community needs.


- Act as an advocate for clients with appropriate service providers, agencies and other support groups to provide knowledge for self-empowerment.


- To assist people overcoming barriers.


- To advocate for justice and fairness in our society.

StepUp Loan

Step Up is a community initiative between Good Shepherd Micro-finance and National Australia Bank which aims to provide a safe credit alternative.


The loans are supplied on a not for profit basis and are part of National Australia Bank's commitment to ensuring that all Australians have access to fair banking services.





What is NILS?

"No Interest Loans Scheme" -provides interest-free loans for individuals or families on a low income.  It's a community-based program that enables people to access fair, and equitable credit for purchase of goods and services.


How does it work?

When a borrower makes a repayment to the NILS program, funds are then available as a loan for someone else in the community.

This is called "circular community credit" and is a real demonstration of a community in action.


What can it be used for?

Generally for the purchase of essential items such as a fridge, washing machine, TV, computers, bed & mattress, etc.  NILS is not for emergency relief, bond or rent money, living expenses or debt repayment


Who is eligible?

NILS has limited funds so you must have a health care card or pension card and be of genuine low income.  NILS is run by local community groups (such as UCare NILS) who provide loans to as many people as possible.


How much can I borrow?

It varies, but usually between $800 to $1,000 and the repayment period is usually between 12 to 18 months.

Events| 20th Anniversary

Our 20th Anniversary Lunch was held on Tuesday 29th September 2014...



What on wonderful day we all had at our Luncheon!


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February Newsletter
What to Bring to an Interview
April Newsletter
June Newsletter
Ucare Eudunda

In partnership with

Gawler Uniting Church

Ucare| Gawler
Overcoming Barriers


Overcoming Barriers
10 Tod Street. Gawler. 5118 | Tel. (08) 8522 4522 | Email. ucare@internode.on.net